1.2 Refer & Win

An eligible existing Wolfpack user may share their unique Referral Code with a prospective new user.

The referred new user receives the same standard new-user Spin available under the New User Spin & Win Promotion.

The existing user who provided the Referral Code receives one additional referral Spin only after the referred user:

1. registers using the valid Referral Code;
2. completes all required identity-verification requirements;
3. completes their Trading Account application; and
4. has their Trading Account approved and activated by Wolfpack.

The referred user does not receive an additional Spin solely because they entered a Referral Code unless Wolfpack expressly states otherwise in a separate promotion.

2.2 Eligible Jurisdictions

The Program is available in a limited number of jurisdictions, including:

United States

Australia

The Program is void where prohibited or restricted by applicable law. Notwithstanding any other provision of these Terms, the Company reserves the right, in its sole and absolute discretion, to restrict, suspend, or refuse participation in the Program by any person or within any jurisdiction, whether or not participation would otherwise be permitted by law.

2.3 Excluded Participants

The Program is not available to:

1. Wolfpack employees, officers, directors or contractors;
2. immediate family or household members of excluded Wolfpack personnel;
3. persons with previously closed, suspended or restricted Wolfpack accounts;
4. persons who have previously registered for a Wolfpack account using another email address, phone number or identity;
5. persons located in an excluded or restricted jurisdiction; or
6. any other person Wolfpack reasonably determines is ineligible under applicable law, regulation or internal policy.

4.2 When the Spin Becomes Available

The Spin will generally become available after successful registration.

Technical, compliance, security or eligibility reviews may delay the appearance or use of a Spin.

4.3 Using the Signup Spin

The user must complete their Spin within 7 days after registration.

If the user does not complete the Spin within this period, the Spin will expire and will not be replaced.

4.4 Reward Display

After completing the Spin, the platform will display the Potential Reward associated with that Spin.

For example:

You unlocked $25 in promotional trading funds. Complete your Trading Account to claim your reward.

The displayed Potential Reward is conditional and is not cash, withdrawable funds or an approved account credit at the time it is displayed.

4.5 Unlocking the Potential Reward

To unlock and claim the Potential Reward, the user must complete their Trading Account within 7 days after the Spin.

Trading Account completion includes:

1. completing identity verification;
2. providing all requested personal and regulatory information;
3. accepting required account agreements and disclosures;
4. completing the Trading Account application;
5. satisfying all compliance and eligibility requirements; and
6. receiving final Trading Account approval and activation.

Submission of a Trading Account application does not by itself constitute Trading Account completion.

4.6 Failure to Complete the Trading Account

If the user does not complete their Trading Account within the required period:

1. the Potential Reward will expire;
2. the Potential Reward will not be credited;
3. the Spin will be treated as used; and
4. the user will not receive a replacement Spin.

5.2 Referred User's Standard Spin

A Referred User who successfully registers using a valid Referral Code will receive one standard signup Spin under the New User Spin & Win Promotion.

The Referred User receives this standard Spin because they are an eligible New User, not as an additional referral reward.

5.3 Referrer's Additional Spin

The Referrer receives one additional referral Spin only after the Referred User:

1. registers using the Referrer's valid Referral Code;
2. completes all required identity verification;
3. completes all required Trading Account documentation;
4. has their Trading Account approved and activated;
5. remains eligible and in good standing; and
6. passes Wolfpack's referral and fraud-prevention reviews.

Registering for a Wolfpack account by itself does not qualify the Referrer for an additional Spin.

5.4 Referral Attribution

Each Referred User may be attributed to only one Referrer.

The Referral Code validly entered during registration will determine referral attribution.

Where multiple Referral Codes are submitted, an invalid code is used or attribution cannot be reliably established, Wolfpack may determine that no referral reward is payable.

5.5 Timing of the Referral Spin

An eligible referral Spin will generally be made available to the Referrer within 7 business days after the Referred User's Trading Account is approved and activated.

Compliance, fraud, technical or security reviews may delay the Spin.

5.6 Referrer Account Requirements

To use and claim a referral Spin, the Referrer must have an active Wolfpack account in good standing.

Where the Referrer has not completed their own Trading Account, any Potential Reward obtained from the referral Spin will remain locked until the Referrer:

1. completes their Trading Account;
2. receives Trading Account approval and activation; and
3. submits a Promotional Reward Claim Request.

5.7 Referral Limits

Unless otherwise stated in a specific promotional offer, each Referrer may receive no more than:

• 5 referral Spins per calendar month;
• 10 referral Spins during the Program; and
• one referral Spin per eligible Referred User.

Referrals exceeding these limits will not generate additional Spins.

5.8 Referral Disclosure

When sharing a Referral Code, the Referrer must clearly disclose that they may receive a promotional Spin if the Referred User successfully completes and activates a Trading Account.

Referrers must not:

1. state or imply that they are acting on behalf of Wolfpack;
2. provide investment, legal or tax advice on Wolfpack's behalf;
3. guarantee account approval, investment performance or a particular reward;
4. describe the Program in a false or misleading manner; or
5. conceal the fact that they may receive a promotional benefit.

5.9 Referral Communications

Referral Codes may be shared through personal communications and permitted organic social-media activity.

Referrers may only send referral messages to people who have consented to receive those messages.

The following conduct is prohibited without Wolfpack's prior written approval:

1. unsolicited bulk messages or spam;
2. automated messages or bot-generated referrals;
3. purchased email or contact lists;
4. paid advertising promoting a Referral Code;
5. bidding on Wolfpack-branded search terms;
6. impersonating Wolfpack;
7. creating websites, accounts or profiles that appear to be operated by Wolfpack; and
8. making misleading claims concerning Wolfpack, the Program or investing.

7.2 Random Allocation

Spin results are determined using Wolfpack's approved promotional reward system.

The visual movement, duration and stopping position of the digital wheel are illustrative. The reward result is determined by the underlying promotional system and published probabilities.

7.3 One Reward Per Spin

Each Spin produces no more than one Potential Reward.

A Spin cannot be repeated, cancelled or reversed because the user is dissatisfied with the result.

7.4 Reward Changes

Wolfpack may change the reward amounts or probabilities for future Spins, subject to applicable law.

Any change will not alter the Potential Reward already displayed following a properly completed Spin.

Updated reward amounts and probabilities will apply only after being published within the Wolfpack platform or on the Program webpage.

8.2 Separate Request for Each Reward

A separate Promotional Reward Claim Request is required for each Potential Reward unless Wolfpack expressly provides an automatic or combined claim process.

8.3 Claim Deadline

A Promotional Reward Claim Request must be submitted within 7 days after the user becomes eligible to claim the Potential Reward.

If the request is not submitted within this period:

1. the Potential Reward will expire;
2. no funds will be credited; and
3. the Spin will not be replaced.

8.4 Pending Claims

A Potential Reward remains conditional while its Promotional Reward Claim Request is pending.

A pending Potential Reward cannot be transferred, sold, gifted, exchanged, traded or withdrawn.

9.2 Approval

If the Promotional Reward Claim Request is approved:

1. the Potential Reward will become an approved Promotional Reward;
2. the Promotional Reward will be credited to the user's Trading Wallet; and
3. the credit will remain subject to the trading and withdrawal conditions in these Terms.

9.3 Rejection

Wolfpack may reject a Promotional Reward Claim Request where it reasonably determines that:

1. the user is not eligible;
2. the applicable requirements have not been completed;
3. information supplied by the user is inaccurate, incomplete or misleading;
4. the account or referral is duplicate, fraudulent, abusive or suspicious;
5. the user has breached these Terms or another Wolfpack policy;
6. approval would breach an applicable law, regulation or regulatory obligation; or
7. the reward was issued or displayed as a result of a technical or system error.

9.4 Effect of Rejection

If a Promotional Reward Claim Request is rejected:

1. the Potential Reward will not be credited;
2. the Potential Reward will be forfeited;
3. the related Spin will remain used;
4. the user will not receive a replacement Spin; and
5. another claim cannot be submitted for the same Potential Reward unless Wolfpack expressly permits reconsideration.

Where permitted by law and Wolfpack's security obligations, Wolfpack may provide a general explanation for the rejection.

9.5 Notification

Wolfpack may communicate claim outcomes through:

1. email;
2. push notification;
3. the Wolfpack mobile application;
4. the Wolfpack web platform; or
5. the Trading Portal.

Users are responsible for keeping their contact information current.

10.2 Use of Promotional Funds

Promotional Rewards may only be used for eligible transactions permitted by Wolfpack.

The following exact trading requirements must be displayed to users before they submit a Promotional Reward Claim Request:

• eligible assets: Stocks, ETF, Crypto;
• minimum qualifying trade amount: $5.00;
• minimum number of trades: 1;
• holding period, if any: 30 Days;
• reward expiration period: 7 Days;
• treatment of the original Promotional Reward: 7 Days; and
• treatment and withdrawal of profits or proceeds: 30 Days.

10.3 Withdrawals

Promotional Rewards are not immediately available for withdrawal.

Withdrawal eligibility is subject to:

1. approval and crediting of the Promotional Reward;
2. completion of all published promotional trading requirements;
3. applicable settlement periods;
4. identity-verification and compliance requirements;
5. Wolfpack's withdrawal policies; and
6. any restrictions required by law or regulation.

Wolfpack will not impose an unpublished trading, turnover or holding requirement on a Promotional Reward already claimed by a user.

10.4 Investment Risk

Trading and investing involve risk.

The value of assets purchased using Promotional Rewards may increase or decrease, and users may lose some or all of the amount invested.

A Promotional Reward does not guarantee an investment return or protect against loss.